Pay with Affirm, in-store or online, just about anywhere
With a virtual card, you can pay over time at more stores than you think. (Even if you don’t see them here on our site.)
How to create a virtual card
You can use it online or in-store. (Insert happy dance here.)
Download or open the Affirm app
Tap on “Virtual Card” to get started.
Search for your store
Don’t see it? Tap “Pay with a one-time-use virtual card.”
Apply for a virtual card
Enter your approximate purchase amount for an immediate decision.
Add it to your virtual wallet
Keep it handy for one-time use within 24 hours—in-store or online. See footer for terms.
Complete your purchase
Enter your virtual card number at checkout, just like you would any other card.
More of a desktop shopper?
Create a virtual card using our browser extension instead.
Questions? We’re here to help.
No fees, no gotchas, no regrets
We'll leave those to the other guys. When you pay over time with Affirm, what you see is what you pay.