Watch your savings grow

Open an Affirm Savings account. With a high annual percentage yield, you’ll be making money in your sleep. Best of all, it’s totally free. 

Open a savings account

image of a smartphone sticking out of someone's back pocket

We’re well worth the switch

illustration of paper airplane

Super simple

Created to make saving easy—from opening your account to transferring money, and everything in between. Now available online or in our app.

Illustration of stacked coins

0.65% APY

Our high-yield savings account has one of the best rates around—which means your money earns more money. See details below.

Illustration of a coin in a glass display case

No minimum. No fees.

Get started with just one penny. Plus, we never charge fees—because we believe you should keep your money.

See how our annual percentage yield (APY) compares to the National Deposit Rates as of April 4, 2022. This APY is effective as of April 4, 2022 and may change at any time before or after account opening. Affirm savings accounts are held with Cross River Bank, Member FDIC. No minimum balance is required to open an account or receive the advertised APY.

Have questions? We’re here to help!

Need more info?

We’ve got you covered.

Rates are between 0–36% APR, and a down payment may be required. Subject to eligibility check and approval. Payment options depend on your purchase amount. Estimated payment amount excludes taxes and shipping fees.