Welcome to a smarter way to pay

PayBright is now Affirm! Buy now and pay later at your favourite stores with Affirm with no hidden fees -- not even late fees.

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Why you’ll love Affirm

We’re here to help you say yes. Yes to things like getting new shoes, or fixing the family van, or skiing in Whistler. Yes to the things that make your life easier and more enjoyable.

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We make it easy to apply

Checking your eligibility is quick and simple, and doesn’t impact your credit.

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We never charge fees

You'll never pay late fees. Or annual fees. Or hey-it's-a-random-day-in-April fees.

We tell it like it is

With Affirm, you always know exactly what you'll owe and when you'll be done paying off your purchase.

Buying with Affirm is easy

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Fill your cart

Just select Affirm at checkout, then enter a few details for an instant decision.

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